On a lighter note...

Wednesday, August 27, 2014

On a lighter note...  More...

Becoming the Best

Wednesday, August 27, 2014

I recently had the opportunity to attend the Toronto Triathlon Festival in July.  Canadian Sports Insurance Brokers was a major sponsor of the event.  Our CSIB team got a chance to know each other quite well over these 4 days and away from the office I found out how passionate this small group of Sports Risk Advisors (our fancy term for Brokers) was for what we were trying to accomplish at the event and with CSIB.  More...

Are Waviers Enough? My Day at the Demo Derby

Thursday, July 03, 2014

A couple weekends ago I was attending the annual demolition derby and tractor pull in the small town I am from. It’s always as good time- drinks, popcorn, burgers, hotdogs & a sunburn. The best part of course is the tractor pull… kidding!   Maybe for some who enjoy eating their burger while the tractors “putt-putt” along pulling a large tank of water until their engines can’t take it anymore.

For everyone else, the best part of the day is the derby- old cars smashing and colliding with one another until they literally die- or start on fire. The cars are painted all sorts of colours and words to represent their drivers and sponsors. Everyone watches and cheers on their favourite car. At the end of the day all get prepared for the Feature. The finalists are auctioned off and the final heat begins. The cars roar and spin around the dirt hole literally carved out of the ground until a winner is announced.

Anyways, this is supposed to be an insurance blog so enough with the graphics and details and now for the point.

As I was taking in the fun (and sitting in the back of a half ton) as I have for so many years- my insurance thoughts started circling in my mind. “Do they have insurance for this event?” Even my boyfriend asked the same question (probably because he hears me say: “this is such a liability issue”) as we walk by anything that could potentially be dangerous.

Small children are running around everywhere-literally, there is large machinery all over the place and the beer gardens…sounds like a recipe for disaster and could turn bad in the event something ever happened.

I asked a friend I was standing with and they assumed the participants sign waivers before entering the derby. Phew! But is this enough?

Does signing a wavier really protect you in the event that something happens? Waivers are always a great thing to have signed if you are hosting or putting on an event. However, having a waiver signed does not necessarily mean you are protected if a lawsuit should happen. A suit could be brought  against the organizers if they are found negligent in the event of an incident. It is always a good idea to purchase liability insurance for any event. Liability insurance is to protect the organizers against negligence from bodily injury and property damage to a third party.

The demolition derby is always a great time with friends and family and so many people come out to support their local small town community. I hope this never changes and there are many more years of smashing cars and the oh-so-exciting tractor pull. I also hope that this event can continue to be a safe environment with no issues. However, having the right coverage to protect those attending events and participating in the events definitely promotes that “peace of mind” feeling.



Hockey Schools

Friday, June 20, 2014

Professional Fitness Trainers

Wednesday, May 14, 2014

I think the entire country is obsessed with a six pack and I don't mean a case of beer.  our definition of fitness certainly has changed throughout the years.  We all seem to be on some sort of a diet or fitness plan.  More...

Golf - The Frustrating Game

Wednesday, May 07, 2014

I'm Janelle Catherwood and I am a Sports Broker at Canadian Sports Insurance Brokers o/b Highway Agencies Ltd.  I've been in the Insurance industry for about five years.  I have been a licensed Broker for just over two years.  More...

The Importance of Team Rosters

Friday, November 29, 2013

Having roster on file with the Insurance Company ensures each individual is protected for Liability.  More...

Welcome to CSIB!

Thursday, November 28, 2013

Canadian Sports Insurance Brokers is a division of HAL... Your Insurance Destination, based in Regina SK. We're specialists in hockey (and every other sport) insurance coverage.  More...